Closing Day is the pinnacle of buying or selling a home. To ensure everything goes smoothly, as-planned and on-time, make sure your title company has this important information prior to the date of closing.
- Your Lender’s name and contact info.
- Your Homeowner’s insurance company and contract info.
- Who you chose for your home warranty.
- Social Security number.
- Loan number and contract info for existing mortgage company. What was the date of your most recent mortgage payment? Do you plan on making any additional payments before closing day?
- Marital and homestead status.
- Are you a widow/widower? Is there a will? If yes, has the will been probated? If no will, are there any heirs, and if so, are they minors?
- Has a divorce occurred? And if yes, has it been finalized?
- Is there an HOA (Home Owners’ Association)? If so, what is the management company’s name and contact info?
- Your forwarding address.
- Preferred method of receiving money. Provide your banking information if wire desired. If you owe any money at closing, any amount over $1,499 will need to be in the form of a certified or cashier’s check.
- Is there another closing contingent on this closing?
- Will you be attending the closing?
What To Bring To Closing Day:
- Government issued photo ID.
- Certified or cashier’s check for any money over $1,499.
- Repair receipts.
- Wiring Info (if necessary): Bank name, ABA number, name on account, account number.
- All keys and garage door openers to the property.
For all your real estate needs, contact expert DFW realtor, Stacey Perry with Keller Williams Realty, today!
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